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ZIP 85641 Foreclosure, Tax-Lien & Distress Report

Pima County, Arizona · Distress market

Composite property distress in 85641 (Pima County, Arizona) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). Its heaviest discrete signals: structural risk (46/100), construction/permit lag (45/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). Latent structural risk is 46/100 while live distress already moving reads 1/100.

The recovery-phase market in 85641 posted values that rose 1.7% over the year, and 9% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 93% of homes, renters 7%. The typical home is worth about $415,100 (3.1× income, relatively affordable). The vacancy rate is 4.8%. 5.1% of residents fall below the poverty threshold. Population is roughly 31,665 with a median age of 40. There are about 12,033 housing units across 85641. Households earn a median $121,647 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 33% of tenant households. Educational attainment sits at 46% bachelor's-or-above.

Net-net, 85641 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 85641 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 85641 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 85641 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 85641 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 85641 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
46/100
Structural risk
1/100
Distress activity

ZIP 85641 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk99
9 further distress layers are graded for 85641

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 85641 distress snapshot

The live 85641 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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