ZIP 85746 Foreclosure, Tax-Lien & Distress Report
Pima County, Arizona · Distress market
Composite property distress in 85746 (Pima County, Arizona) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). The most distinctive pressure shows up in structural risk (46/100), construction/permit lag (45/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). Latent structural risk is 46/100 while live distress already moving reads 1/100.
Prices here sit in a recovery phase: values rose 1.7% over the trailing year, and 10% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
44,030 residents call 85746 home, typically aged 34. Owners hold 74% of homes, renters 26%. The demographic-stress sub-score lands at 33/100. Vacancy runs 7.3%. A median home runs $241,300 here, or 3.3 times local income. The ZIP holds roughly 16,008 housing units. Median household income is $68,506, below the U.S. median near $78,000. Around 44% of renters are cost-burdened. The poverty rate is 17.6% — high, a tax-stress and distress correlate. About 18% have a four-year degree.
Overall, 85746 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 85746 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 85746 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 85746 shows blanks, not estimates, wherever the record is sparse.
The 21/100 for 85746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 85746 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 85746
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 85746 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 85746, the same set carried on every parcel.
Other Pima County ZIP codes
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Further distress data across Pima County, Arizona at ZIP, county and state level.
Open the complete 85746 acquisition file
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No modelling: every input is a public record · methodology