ZIP 85746 Foreclosure, Tax-Lien & Distress Report
Pima County, Arizona · Distress market
Composite property distress in 85746 (Pima County, Arizona) lands at 21/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (39/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). Latent structural risk is 45/100 while live distress already moving reads 1/100.
Prices here sit in a recovery phase: values rose 1.7% over the trailing year, and 10% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
44,030 residents call 85746 home, typically aged 34. Owners hold 74% of homes, renters 26%. The demographic-stress sub-score lands at 33/100. Vacancy runs 7.3%. A median home runs $241,300 here, or 3.3 times local income. The ZIP holds roughly 16,008 housing units. Median household income is $68,506, below the U.S. median near $78,000. Around 44% of renters are cost-burdened. The poverty rate is 17.6% — high, a tax-stress and distress correlate. About 18% have a four-year degree.
Overall, 85746 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 85746 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 85746 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 85746 shows blanks, not estimates, wherever the record is sparse.
The 21/100 for 85746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 85746 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 85746
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 85746 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 85746, the same set carried on every parcel.
Other Pima County ZIP codes
Nearest ZIP codes to 85746
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Arizona distress
Further distress data across Pima County, Arizona at ZIP, county and state level.
Open the complete 85746 acquisition file
Open 85746 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
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