Pima County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pima County, AZ distress report, 2026: 56 ZIPs scored in Pima, AZ, Pima, AZ average 21/100; the top Pima, AZ ZIP is 85739 at 33/100; Pima, AZ market phase recovery, Pima, AZ prices +1.7% year over year.
- Pima, AZ ranks #2,641 nationally (opportunity index); Pima, AZ #15 in Arizona; Pima, AZ index 25.2.
- Pima, AZ ninety-day mortgage delinquency 0.8% in December 2025; Pima, AZ twelve-month change +0.2%.
- Pima, AZ ZIP phases: 50 recovery, 5 peak, 1 contraction.
- Pima, AZ residential listings tracked: 351 across 51 ZIPs; Pima, AZ candidate listings 121.
- Pima, AZ HUD assisted properties: 33 with 2,598 units.
- Pima, AZ lenders on watch: 2; largest Pima, AZ footprint Southwest Heritage Bank (3 branches).
- Pima, AZ most distressed ZIP: 85739 at 33/100.
Pima, AZ figures: DLRadar distress index; Pima, AZ inputs: CFPB, FHFA, HUD, FDIC; Pima, AZ rebuilt as sources refresh.
| Rank | Pima, AZ ZIP | Score |
|---|---|---|
| 1 | 85739 | 33/100 |
| 2 | 85658 | 30/100 |
| 3 | 85321 | 23/100 |
| 4 | 85602 | 22/100 |
| 5 | 85653 | 22/100 |
| 6 | 85341 | 21/100 |
| 7 | 85601 | 21/100 |
| 8 | 85611 | 21/100 |
| 9 | 85614 | 21/100 |
| 10 | 85619 | 21/100 |
| 11 | 85622 | 21/100 |
| 12 | 85629 | 21/100 |
Most distressed Pima, AZ ZIPs (0-100, 2026)
Mortgage delinquency in Pima, AZ
0.8% of Pima, AZ mortgages were ninety-plus days late (Pima, AZ, December 2025); Pima, AZ thirty-to-eighty-nine days late: 2.1%; Pima, AZ twelve-month change +0.2%; Pima, AZ peak since 2008: 4.6% (February 2010); Arizona overall 0.8%. Pima, AZ ninety-day series: Dec 24 0.6, Jan 25 0.7, Feb 25 0.6 (Pima, AZ), Mar 25 0.6, Apr 25 0.6, May 25 0.7 (Pima, AZ), Jun 25 0.6, Jul 25 0.7, Aug 25 0.6 (Pima, AZ), Sep 25 0.7, Oct 25 0.7, Nov 25 0.8 (Pima, AZ), Dec 25 0.8.
Opportunity index: Pima, AZ
Pima, AZ index 25.2, Pima, AZ phase weak; Pima, AZ primary driver bank institutional, Pima, AZ second driver vacancy. Pima, AZ components: property stress 9.1, foreclosure pressure 9.0, listing discounts 29.7, bank stress 59.6, insurance 0.0; Pima, AZ pulse 27.2; Pima, AZ capital opportunity 22.1.
ZIP market phases inside Pima, AZ
56 Pima, AZ ZIPs carry a price-cycle phase; Pima, AZ ZIPs by phase (Pima, AZ), deepest drawdown first: contraction, -1.0% YoY, 3.4% off peak (Pima, AZ): 85602; peak, +0.5% YoY, 1.1% off peak (Pima, AZ): 85611; recovery, +1.7% YoY, 0.8% off peak (Pima, AZ): 85341, 85601, 85619, 85622, Pima, AZ 85629, 85633, 85639, 85641, Pima, AZ 85654, 85701, 85704, 85705, Pima, AZ 85706, 85707.
Residential listings by Pima, AZ ZIP
Pima, AZ ZIPs with the most tracked Pima, AZ residential listings: 85653 29 listings, 5 candidates, bank pressure 64; 85629 23 listings, 3 candidates, bank pressure 65; 85641 21 listings, 11 candidates, bank pressure 65; 85614 18 listings, 12 candidates, bank pressure 65 (Pima, AZ); 85701 16 listings, 13 candidates, bank pressure 65; 85706 16 listings, 0 candidates, bank pressure 65; 85710 16 listings, 3 candidates, bank pressure 65; 85743 15 listings, 3 candidates, bank pressure 65. Pima, AZ totals: 351 listings; Pima, AZ candidates 121; active ZIPs 36.
HUD assisted housing in Pima, AZ
33 assisted properties with 2,598 units sit in Pima, AZ; largest Pima, AZ properties: Columbus Village Apts. (Tucson) 260 units; The Alexander (Marana) 209 units; Starrview At Starr Pass Apartments (Tucson) 176 units in Pima, AZ; La Mariposa Casitas (Tucson) 142 units; Oro Vista Apartments (Tucson) 138 units; Cortaro Casitas (Tucson) 135 units.
Lenders with branches in Pima, AZ
Pima, AZ lenders by branch count: Southwest Heritage Bank (Pima, AZ): stress 59, 3 branches low in Pima, AZ; Western Alliance Bank (Pima, AZ): stress 74, 2 branches low in Pima, AZ.
Vacancy and permits, Pima, AZ
42,112 of 479,939 Pima, AZ housing units are vacant; Pima, AZ permits, twelve months: 1,128 multifamily units in Pima, AZ, 3,700 one-to-four unit units.
Work Pima, AZ at the parcel level
Every Pima, AZ parcel carries owner and address; every Pima, AZ parcel carries APN; Pima, AZ distress scores sit on the Pima, AZ live board.
Pima, AZ figures refresh with each source.
Pima, AZ questions
Most distressed ZIP code in Pima County, AZ?
ZIP 85739 leads Pima, AZ at 33/100; next in Pima, AZ: 85658 at 30/100; the Pima, AZ average is 21/100.
Where does Pima County, AZ rank for investment opportunity?
Pima, AZ is #2,641 among all ranked counties, #15 in Arizona; the Pima, AZ driver is bank institutional; Pima, AZ moved up 170 places.
How many mortgages are delinquent in Pima County, AZ?
0.8% of Pima, AZ mortgages were ninety-plus days late in December 2025; the Pima, AZ peak since 2008 was 4.6%.
Which banks lend in Pima County, AZ?
2 watched lenders hold Pima, AZ branches; the largest Pima, AZ footprints are Southwest Heritage Bank (3), Western Alliance Bank (2).
More on Pima, AZ
Pima County, AZ distress report: public-record figures for Pima, AZ; not legal advice for Pima, AZ; not tax or investment advice; verify every Pima, AZ record before acting.