ZIP 85624 Property Distress & Foreclosure Data

Composite property distress in 85624 (Santa Cruz County, Arizona) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (68/100)). The latent-versus-live split is 51/100 structural and 2/100 already moving.

The peak-phase market in 85624 posted values that rose 1.7% over the year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 50/100. Home values center near $397,500, an affordability ratio of 9.1× — stretched. 12.1% of residents fall below the poverty threshold. Around 49% of renters are cost-burdened. The vacancy rate is 32.5% — elevated. Educational attainment sits at 43% bachelor's-or-above. The ZIP holds roughly 1,018 housing units. Population is roughly 1,342 with a median age of 62. Median household income is $41,417, below the U.S. median near $78,000. Owners hold 57% of homes, renters 43%.

On the whole, 85624 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 85624

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk85
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Santa Cruz County

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