ZIP 85621 Foreclosure, Tax-Lien & Distress Report
Santa Cruz County, Arizona · High Poverty market
ZIP code 85621 in Santa Cruz County, Arizona carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 51/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (50/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (65/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 8% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 21,512 people live here, median age 38. The typical home is worth about $193,200 (4.2× income). The tenure split is 51% owner-occupied to 49% rented. There are about 8,218 housing units across 85621. The poverty rate is 25.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 38/100. Vacancy runs 10.7%. Households earn a median $41,309 — below the roughly $78,000 national figure. Educational attainment sits at 19% bachelor's-or-above. Around 34% of renters are cost-burdened.
On the whole, 85621 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 85621 at the moment; the composite and its components are still built from verifiable records.
The 85621 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 85621 stays directly comparable to neighboring ZIPs and the rest of Santa Cruz County, Arizona. Where the record is thin for 85621, the field stays empty rather than modeled, and fills in as new documents post.
The 22/100 for 85621 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 85621 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 85621
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 85621 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 85621, the same set carried on every parcel.
Nearby ZIPs in Santa Cruz County
Nearest ZIP codes to 85621
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Santa Cruz County, Arizona by ZIP, county and state.
Unlock the full ZIP 85621 acquisition report
Get every distressed property in 85621 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology