ZIP 85621 Property Distress & Foreclosure Data

ZIP code 85621 in Santa Cruz County, Arizona carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 51 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (51/100), construction/permit lag (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (68/100)).

The peak-phase market in 85621 posted values that rose 1.7% over the year, and 8% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 21,512 with a median age of 38. Home values center near $193,200, an affordability ratio of 4.2×. Owners hold 51% of homes, renters 49%. There are about 8,218 housing units across 85621. 25.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. Vacancy runs 10.7%. Median household income is $41,309, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. Rent burden reaches 34% of tenant households.

On the whole, 85621 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.