ZIP 85530 Foreclosure, Tax-Lien & Distress Report
Graham County, Arizona · High Poverty market
ZIP 85530's composite property-distress score is 18/100 - DLRadar classes that as low for Graham County, Arizona. The sharpest non-environmental signals are construction/permit lag (42/100), structural risk (41/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Latent structural risk is 41/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100), climate & FEMA risk (61/100).
The peak-phase market in 85530 posted values that held roughly flat over the year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 84% of homes, renters 16%. 2,063 residents call 85530 home, typically aged 29. Households earn a median $42,670 — below the roughly $78,000 national figure. The ZIP holds roughly 578 housing units. Vacancy runs 7.7%. Around 2% of adults hold a bachelor's degree or higher. 36.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. Around 0% of renters are cost-burdened. Home values center near $23,200, an affordability ratio of 0.9× — accessible.
Net-net, 85530 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 85530 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 85530 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Graham County, Arizona and the nation. Nothing here is interpolated — where a source is thin for 85530, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 18/100 for 85530 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 85530 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 85530’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 85530 distress snapshot
Current distress, phase, housing and lender-pressure figures for 85530, drawn from the same report attached to each property.
Adjacent Graham County ZIP reports
More distress data near 85530
Other reports tied to Graham County, Arizona — ZIP, county and statewide.
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Deterministic scoring, sourced entirely from public data · methodology