ZIP 85501 Property Distress & Foreclosure Data

DLRadar grades ZIP 85501 (Gila County, Arizona) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (12/100). On the structural side it scores 60/100, with 4/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (84/100)).

The peak-phase market in 85501 posted values that rose 1.7% over the year, and 12% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 5,764 housing units. Population is roughly 12,353 with a median age of 46. 15.6% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. Home values center near $164,200, an affordability ratio of 2.5× — accessible. Educational attainment sits at 15% bachelor's-or-above. Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $65,933, below the U.S. median near $78,000. The vacancy rate is 15.1% — elevated.

On the whole, 85501 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.