ZIP 85501 Foreclosure, Tax-Lien & Distress Report
Gila County, Arizona · High Vacancy market
DLRadar grades ZIP 85501 (Gila County, Arizona) at a low 28/100 for overall property distress. Leading the profile are construction/permit lag (87/100), structural risk (64/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (12/100). Structural risk reads 64/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (84/100).
The peak-phase market in 85501 posted values that held roughly flat over the year, and 12% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 5,764 housing units across 85501. 12,353 residents call 85501 home, typically aged 46. The poverty rate is 15.6%. Rent burden reaches 39% of tenant households. The typical home is worth about $164,200 (2.5× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. The tenure split is 73% owner-occupied to 27% rented. DLRadar's demographic-stress index for the area reads 30/100. Households earn a median $65,933 — below the roughly $78,000 national figure. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 85501 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 85501 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 85501's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 85501, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
85501's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 85501 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 85501 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 85501 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 85501, drawn from the same report attached to each property.
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See every distressed parcel in 85501
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Built from public records, scored the same way everywhere · methodology