ZIP 85941 Foreclosure, Tax-Lien & Distress Report

In Gila County, Arizona, ZIP 85941 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (59/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (12/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Structural exposure scores 59 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $41,554, median income runs below typical U.S. levels. Around 8% of adults hold a bachelor's degree or higher. Rent burden reaches 10% of tenant households. A median home runs $74,600 here, or 2.0 times local income. 40.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 32/100. The tenure split is 57% owner-occupied to 43% rented. Vacancy runs 9.9%. 10,333 residents call 85941 home, typically aged 29. There are about 3,317 housing units across 85941.

On the whole, 85941 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 85941 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 85941 stays directly comparable to neighboring ZIPs and the rest of Gila County, Arizona. Where the public record is thin for 85941, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 85941 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 85941 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.