ZIP 85941 Property Distress & Foreclosure Data

ZIP code 85941 in Gila County, Arizona carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (56/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (12/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). On the structural side it scores 56/100, with 4/100 of stress already active.

The market reads peak — home values rose 1.7% year on year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

At $41,554, median income runs below typical U.S. levels. Around 8% of adults hold a bachelor's degree or higher. Around 10% of renters are cost-burdened. The typical home is worth about $74,600 (2.0× income, relatively affordable). The poverty rate is 40.6% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 32/100. 57% of housing is owner-occupied. The vacancy rate is 9.9%. About 10,333 people live here, median age 29. The ZIP holds roughly 3,317 housing units.

Net-net, 85941 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.