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County and ZIP scoring, cycle position, and the current day opportunities.

ZIP 85929 Foreclosure, Tax-Lien & Distress Report

Navajo County, Arizona · High Vacancy market

ZIP 85929's composite property-distress score is 24/100 - DLRadar classes that as low for Navajo County, Arizona. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). Structural exposure scores 54 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (11/100).

The peak-phase market in 85929 posted values that held roughly flat over the year, and 12% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 39.0% — elevated. The poverty rate is 13.3%. Rent burden reaches 62% of tenant households. About 24% have a four-year degree. Households earn a median $56,837 — below the roughly $78,000 national figure. Home values center near $306,900, an affordability ratio of 4.4×. The tenure split is 79% owner-occupied to 21% rented. The demographic-stress sub-score lands at 39/100. 7,280 residents call 85929 home, typically aged 53. There are about 5,166 housing units across 85929.

On the whole, 85929 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 85929 at the moment; the composite and its components are still built from verifiable public records.

The 85929 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 85929 stays directly comparable to neighboring ZIPs and the rest of Navajo County, Arizona. The score is rebuilt from public data as it updates, so 85929 reflects the current record instead of a stale or modeled snapshot.

Each component behind 85929 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 85929 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
54/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 85929

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk84
85929 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 85929 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 85929, the same set carried on every parcel.

Loading ZIP 85929 stress data…

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The complete 85929 distress and acquisition report

The full 85929 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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