ZIP 85940 Property Distress & Foreclosure Data

Apache County, Arizona's ZIP 85940 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 42 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (70/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 669 housing units across 85940. The tenure split is 85% owner-occupied to 15% rented. Rent burden reaches 57% of tenant households. About 29% have a four-year degree. 1,278 residents call 85940 home, typically aged 57. Households earn a median $63,582 — below the roughly $78,000 national figure. A median home runs $245,800 here, or 3.7 times local income. On demographic stress specifically, 85940 scores 36/100.

Taken together, 85940 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.