ZIP 86503 Property Distress & Foreclosure Data

ZIP code 86503 in Apache County, Arizona carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 44/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (71/100), FEMA disaster exposure (61/100)). What sets it apart are the readings on structural risk (44/100), construction/permit lag (38/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (17/100).

The peak-phase market in 86503 posted values that rose 3.1% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $37,800, an affordability ratio of 1.3× — accessible. Owners hold 73% of homes, renters 27%. Population is roughly 10,122 with a median age of 35. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $30,313, below the U.S. median near $78,000. There are about 3,966 housing units across 86503. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. 36.7% of residents fall below the poverty threshold. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 22% of tenant households.

On the whole, 86503 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.