ZIP 86507 Property Distress & Foreclosure Data

Apache County, Arizona's ZIP 86507 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (70/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (18/100) stay muted. Structural risk reads 42/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,143 residents call 86507 home, typically aged 32. The tenure split is 88% owner-occupied to 12% rented. Vacancy runs 34.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 40.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $33,015 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. A median home runs $50,000 here, or 1.5 times local income. About 11% have a four-year degree. There are about 921 housing units across 86507. On demographic stress specifically, 86507 scores 28/100.

Taken together, 86507 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.