ZIP 86507 Foreclosure, Tax-Lien & Distress Report

ZIP code 86507 in Apache County, Arizona carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (70/100)). Property-level stress concentrates in construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (18/100). The latent-versus-live split is 43/100 structural and 5/100 already moving.

The market reads peak — home values rose 1.5% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,143 residents call 86507 home, typically aged 32. Owners hold 88% of homes, renters 12%. The vacancy rate is 34.7% — elevated. 40.8% of residents fall below the poverty threshold. Households earn a median $33,015 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. A median home runs $50,000 here, or 1.5 times local income. About 11% have a four-year degree. The ZIP holds roughly 921 housing units. The demographic-stress sub-score lands at 28/100.

Taken together, 86507 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 86507 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 86507 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 86507 stays directly comparable to neighboring ZIPs and the rest of Apache County, Arizona. The score is rebuilt from public data as it updates, so 86507 reflects the current record instead of a stale or modeled snapshot.

86507's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 86507 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.