ZIP 87461 Foreclosure, Tax-Lien & Distress Report

San Juan County, New Mexico's ZIP 87461 registers 28/100 composite distress, which DLRadar reads as low. Structurally it carries 61/100, against 6/100 of stress already in motion. The pressure is most legible in structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (66/100)).

The market reads expansion — home values rose 6.7% year on year, 2.4% off the recent peak (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 32/100. 1,374 residents call 87461 home, typically aged 41. 94% of housing is owner-occupied. The vacancy rate is 38.8% — elevated. Educational attainment sits at 3% bachelor's-or-above. There are about 684 housing units across 87461. Median household income is $31,375, below the U.S. median near $78,000. The typical home is worth about $31,200 (0.9× income, relatively affordable). Roughly 45.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 87461 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 87461 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 87461 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87461 can be compared directly against any other ZIP in San Juan County, New Mexico or nationwide. Where the public record is thin for 87461, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 87461 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 87461 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.