ZIP 87415 Foreclosure, Tax-Lien & Distress Report

San Juan County, New Mexico's ZIP 87415 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). mortgage stress (20/100) stay muted. Structural risk reads 61/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (66/100)).

The market reads expansion — home values rose 6.7% year on year, 2.4% off the recent peak (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 11% of adults hold a bachelor's degree or higher. Rent burden reaches 61% of tenant households. There are about 1,051 housing units across 87415. A median home runs $219,100 here, or 4.5 times local income. Households earn a median $44,057 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 39/100. The poverty rate is 13.2%. The vacancy rate is 16.8% — elevated. 77% of housing is owner-occupied. About 2,277 people live here, median age 51.

Taken together, 87415 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 87415 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 87415 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 87415 stays directly comparable to neighboring ZIPs and the rest of San Juan County, New Mexico. Every figure is auditable to a public dataset and refreshed on ingest; 87415 shows blanks, not estimates, wherever the record is sparse.

The 28/100 figure for 87415 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 87415 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.