ZIP 87418 Foreclosure, Tax-Lien & Distress Report

San Juan County, New Mexico's ZIP 87418 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (66/100). The sharpest non-environmental signals are structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 61/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, 2.4% off the recent peak (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $225,000 here, or 3.0 times local income. The tenure split is 87% owner-occupied to 13% rented. About 947 people live here, median age 56. Households earn a median $67,438 — below the roughly $78,000 national figure. The ZIP holds roughly 366 housing units. Vacancy runs 3.9%. About 31% have a four-year degree. Rent burden reaches 52% of tenant households. The poverty rate is 20.2% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 30/100.

Taken together, 87418 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 87418 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 87418 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in San Juan County, New Mexico and the nation. The score is rebuilt from public data as it updates, so 87418 reflects the current record instead of a stale or modeled snapshot.

Behind 87418's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 87418 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.