ZIP 87402 Property Distress & Foreclosure Data

San Juan County, New Mexico's ZIP 87402 registers 41/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). By contrast, price dislocation (25/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100). The latent-versus-live split is 64/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.6% year on year, 5.7% off the recent peak, and 23% higher over three years (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

At $76,992, median income runs near typical U.S. levels. Around 21% of renters are cost-burdened. The typical home is worth about $284,200 (3.5× income, relatively affordable). About 10,997 people live here, median age 40. The demographic-stress sub-score lands at 27/100. Around 28% of adults hold a bachelor's degree or higher. The poverty rate is 8.4%. 77% of housing is owner-occupied. The vacancy rate is 8.1%. The ZIP holds roughly 4,275 housing units.

Net-net, 87402 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.