ZIP 87402 Foreclosure, Tax-Lien & Distress Report

In San Juan County, New Mexico, ZIP 87402 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (66/100). Structurally it carries 61/100, against 6/100 of stress already in motion.

The market reads expansion — home values rose 6.7% year on year, 2.4% off the recent peak, and 23% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $76,992 — near the roughly $78,000 national figure. Rent burden reaches 21% of tenant households. Home values center near $284,200, an affordability ratio of 3.5× — accessible. About 10,997 people live here, median age 40. On demographic stress specifically, 87402 scores 27/100. Around 28% of adults hold a bachelor's degree or higher. 8.4% of residents fall below the poverty threshold. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 8.1%. The ZIP holds roughly 4,275 housing units.

Overall, 87402 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 87402 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 87402 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 87402 stays directly comparable to neighboring ZIPs and the rest of San Juan County, New Mexico. Where the public record is thin for 87402, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 87402 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 87402 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.