ZIP 87401 Property Distress & Foreclosure Data

Composite property distress in 87401 (San Juan County, New Mexico) lands at 41/100 — moderate on DLRadar's public-record scoring. Structural risk reads 64/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). price dislocation (25/100) and mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 5.7% off the recent peak, and 26% higher over three years, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 62% owner-occupied to 38% rented. Households earn a median $56,358 — below the roughly $78,000 national figure. A median home runs $215,300 here, or 3.6 times local income. On demographic stress specifically, 87401 scores 35/100. 45,020 residents call 87401 home, typically aged 37. Rent burden reaches 39% of tenant households. Vacancy runs 11.2%. About 20% have a four-year degree. There are about 18,067 housing units across 87401. Roughly 24.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 87401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.