ZIP 87364 Foreclosure, Tax-Lien & Distress Report

San Juan County, New Mexico's ZIP 87364 registers 28/100 composite distress, which DLRadar reads as low. The split runs 61/100 structural to 6/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (66/100)). The pressure is most legible in structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). By contrast, mortgage stress (20/100) register low.

The expansion-phase market in 87364 posted values that rose 6.7% over the year, 2.4% off the recent peak, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $81,700, an affordability ratio of 2.7× — accessible. The vacancy rate is 29.1% — elevated. Population is roughly 1,573 with a median age of 35. About 7% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 7% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. There are about 652 housing units across 87364. Roughly 34.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $30,000, median income runs below typical U.S. levels.

Net-net, 87364 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 87364 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 87364 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87364 can be compared directly against any other ZIP in San Juan County, New Mexico or nationwide. Where the public record is thin for 87364, the field stays empty rather than modeled, and fills in as new documents post.

87364's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 87364 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.