ZIP 87320 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 87320 (Mckinley County, New Mexico) returns a low composite of 20/100. Latent structural risk is 45/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (83/100), structural risk (45/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 27.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $61,100 here, or 1.1 times local income. Households earn a median $37,500 — below the roughly $78,000 national figure. There are about 268 housing units across 87320. Population is roughly 666 with a median age of 43. About 9% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. Roughly 35.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 50% of renters are cost-burdened. On demographic stress specifically, 87320 scores 32/100.

On the whole, 87320 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 87320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 87320 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 87320 stays directly comparable to neighboring ZIPs and the rest of Mckinley County, New Mexico. 87320 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

87320's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 87320 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.