ZIP 87320 Property Distress & Foreclosure Data

Composite property distress in 87320 (Mckinley County, New Mexico) lands at 12/100 — minimal on DLRadar's public-record scoring. Structural risk reads 25/100 against active distress of 1/100. The sharpest non-environmental signals are structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 27.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $61,100 here, or 1.1 times local income. Households earn a median $37,500 — below the roughly $78,000 national figure. There are about 268 housing units across 87320. 666 residents call 87320 home, typically aged 43. About 9% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. Roughly 35.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 50% of tenant households. On demographic stress specifically, 87320 scores 32/100.

Taken together, 87320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.