ZIP 87305 Foreclosure, Tax-Lien & Distress Report
Mckinley County, New Mexico · High Vacancy market
Scored on a fixed 0-100 scale, 87305 (Mckinley County, New Mexico) returns a low composite of 25/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (58/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (5/100). Structural exposure scores 58 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), flood (NFIP) exposure (60/100).
The peak-phase market in 87305 posted values that rose 1.9% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened. The tenure split is 97% owner-occupied to 3% rented. Educational attainment sits at 6% bachelor's-or-above. Households earn a median $47,727 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 750 housing units. Vacancy runs 25.9%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $57,300 (1.0× income, relatively affordable). 1,844 residents call 87305 home, typically aged 33.
On the whole, 87305 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 87305 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 87305 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 87305 shows blanks, not estimates, wherever the record is sparse.
87305's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 87305 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 87305
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 87305 distress snapshot
The live 87305 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 87305
Get every distressed property in 87305 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology