ZIP 87305 Property Distress & Foreclosure Data

In Mckinley County, New Mexico, ZIP 87305 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. On the structural side it scores 25/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened. The tenure split is 97% owner-occupied to 3% rented. About 6% have a four-year degree. Households earn a median $47,727 — below the roughly $78,000 national figure. On demographic stress specifically, 87305 scores 28/100. The ZIP holds roughly 750 housing units. The vacancy rate is 25.9% — elevated. A median home runs $57,300 here, or 1.0 times local income. 1,844 residents call 87305 home, typically aged 33.

Taken together, 87305 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.