ZIP 87326 Property Distress & Foreclosure Data

Mckinley County, New Mexico's ZIP 87326 registers 12/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 25 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 94% owner-occupied to 6% rented. Vacancy runs 31.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $62,300 here, or 1.6 times local income. There are about 1,012 housing units across 87326. 2,224 residents call 87326 home, typically aged 40. Roughly 42.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 36% of tenant households. On demographic stress specifically, 87326 scores 33/100. About 9% have a four-year degree. Households earn a median $31,844 — below the roughly $78,000 national figure.

Taken together, 87326 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.