ZIP 87323 Foreclosure, Tax-Lien & Distress Report

Mckinley County, New Mexico's ZIP 87323 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (67/100)). Structural exposure scores 46 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (83/100), structural risk (46/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (6/100) register low.

The peak-phase market in 87323 posted values that rose 1.8% over the year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $45,156, median income runs below typical U.S. levels. Rent burden reaches 21% of tenant households. 3,702 residents call 87323 home, typically aged 45. Around 18% of adults hold a bachelor's degree or higher. Roughly 39.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 2,093 housing units. The vacancy rate is 33.7% — elevated. On demographic stress specifically, 87323 scores 31/100. Owners hold 95% of homes, renters 5%. The typical home is worth about $138,200 (2.3× income, relatively affordable).

Net-net, 87323 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 87323 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 87323's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 87323 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

87323's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 87323 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.