ZIP 87321 Property Distress & Foreclosure Data

Cibola County, New Mexico's ZIP 87321 registers 13/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100). The latent-versus-live split is 29/100 structural and 3/100 already moving. The most distinctive pressure shows up in structural risk (29/100), institutional ownership (15/100), mortgage stress (9/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.3% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

At $60,345, median income runs below typical U.S. levels. 71% of housing is owner-occupied. The vacancy rate is 21.8% — elevated. Around 31% of adults hold a bachelor's degree or higher. The poverty rate is 16.6% — high, a tax-stress and distress correlate. The typical home is worth about $124,100 (2.6× income, relatively affordable). Around 17% of renters are cost-burdened. About 2,401 people live here, median age 54. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 827 housing units.

Net-net, 87321 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.