ZIP 87321 Foreclosure, Tax-Lien & Distress Report
Cibola County, New Mexico · High Vacancy market
Cibola County, New Mexico's ZIP 87321 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100). The split runs 50/100 structural to 3/100 active on the ground. Leading the profile are construction/permit lag (83/100), structural risk (50/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low.
The peak-phase market in 87321 posted values that rose 1.3% over the year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $60,345, below the U.S. median near $78,000. Owners hold 71% of homes, renters 29%. The vacancy rate is 21.8% — elevated. Around 31% of adults hold a bachelor's degree or higher. 16.6% of residents fall below the poverty threshold. Home values center near $124,100, an affordability ratio of 2.6× — accessible. Around 17% of renters are cost-burdened. About 2,401 people live here, median age 54. On demographic stress specifically, 87321 scores 27/100. The ZIP holds roughly 827 housing units.
Net-net, 87321 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 87321 at the moment; the composite and its components are still built from verifiable public records.
Whether 87321 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87321 can be compared directly against any other ZIP in Cibola County, New Mexico or nationwide. Sparse data for 87321 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 21/100 figure for 87321 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 87321 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 87321 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 87321 by the numbers
Current distress, phase, housing and lender-pressure figures for 87321, drawn from the same report attached to each property.
Other Cibola County ZIP codes
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Additional distress intelligence spanning Cibola County, New Mexico by ZIP, county and state.
Open the complete 87321 acquisition file
See who owns each distressed property in 87321, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology