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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 87040 Foreclosure, Tax-Lien & Distress Report

Cibola County, New Mexico · High Vacancy market

Cibola County, New Mexico's ZIP 87040 registers 13/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100). Latent structural risk is 31/100 while live distress already moving reads 0/100. Leading the profile are structural risk (31/100), institutional ownership (19/100). On the quiet end sit structural risk (31/100) and institutional ownership (19/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 325 people live here, median age 44. The vacancy rate is 37.0% — elevated. The demographic-stress sub-score lands at 42/100. About 0% have a four-year degree. Roughly 32.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 289 housing units. Owners hold 100% of homes, renters 0%.

Taken together, 87040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 87040 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 87040's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 87040, the field stays empty rather than modeled, and fills in as new documents post.

87040's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 87040 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

13/100
Composite stress
31/100
Structural risk
0/100
Distress activity

ZIP 87040 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk49
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 87040 Stress Report snapshot

A live read on 87040: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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