ZIP 87049 Foreclosure, Tax-Lien & Distress Report

ZIP code 87049 in Cibola County, New Mexico carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 31/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100). What sets it apart are the readings on structural risk (31/100), institutional ownership (19/100). structural risk (31/100) and institutional ownership (19/100) stay muted.

The market reads peak — home values rose 1.1% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 100.0% — elevated. The demographic-stress sub-score lands at 81/100. About 4 people live here. Around 75% of adults hold a bachelor's degree or higher. The ZIP holds roughly 19 housing units. 100.0% of residents fall below the poverty threshold.

Net-net, 87049 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 87049 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 87049 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 87049, the field stays empty rather than modeled, and fills in as new documents post.

87049's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 87049 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.