ZIP 87021 Foreclosure, Tax-Lien & Distress Report
Cibola County, New Mexico · High Vacancy market
ZIP 87021's composite property-distress score is 13/100 - DLRadar classes that as minimal for Cibola County, New Mexico. The split runs 31/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100). Leading the profile are structural risk (31/100), institutional ownership (19/100), mortgage stress (12/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (12/100).
The peak-phase market in 87021 posted values that rose 1.1% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 18.7% — elevated. 20.2% of residents fall below the poverty threshold. 64% of housing is owner-occupied. Around 38% of renters are cost-burdened. 3,164 residents call 87021 home, typically aged 38. The demographic-stress sub-score lands at 36/100. Home values center near $128,100, an affordability ratio of 3.4× — accessible. At $39,041, median income runs below typical U.S. levels. The ZIP holds roughly 1,247 housing units. About 8% have a four-year degree.
Net-net, 87021 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 87021 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 87021 stays directly comparable to neighboring ZIPs and the rest of Cibola County, New Mexico. Sparse data for 87021 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 13/100 figure for 87021 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 87021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 87021
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
87021 at a glance
87021 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Keep going: ZIP, county and state distress coverage for Cibola County, New Mexico.
Open the complete 87021 acquisition file
Every distressed parcel in 87021 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology