ZIP 87045 Foreclosure, Tax-Lien & Distress Report
Mckinley County, New Mexico · High Vacancy market
ZIP 87045's composite property-distress score is 20/100 - DLRadar classes that as low for Mckinley County, New Mexico. On the structural side it scores 45/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (83/100), structural risk (45/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).
Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 95% of homes, renters 5%. Median household income is $19,943, below the U.S. median near $78,000. The vacancy rate is 23.1% — elevated. The demographic-stress sub-score lands at 40/100. A median home runs $75,600 here, or 2.8 times local income. Rent burden reaches 31% of tenant households. 2,439 residents call 87045 home, typically aged 38. The ZIP holds roughly 1,011 housing units. The poverty rate is 61.0% — high, a tax-stress and distress correlate. Around 3% of adults hold a bachelor's degree or higher.
On the whole, 87045 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 87045 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 87045 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Mckinley County, New Mexico and the nation. The score is rebuilt from public data as it updates, so 87045 reflects the current record instead of a stale or modeled snapshot.
Behind 87045's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 87045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 87045
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 87045 Stress Report snapshot
The live 87045 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Mckinley County
More distress data near 87045
Additional distress intelligence spanning Mckinley County, New Mexico by ZIP, county and state.
The complete 87045 distress and acquisition report
Pull every distressed parcel in 87045 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology