ZIP 87045 Property Distress & Foreclosure Data

DLRadar grades ZIP 87045 (Mckinley County, New Mexico) at a minimal 12/100 for overall property distress. Structural risk reads 25/100 against active distress of 2/100. Property-level stress concentrates in structural risk (25/100), institutional ownership (6/100), mortgage stress (5/100). By contrast, institutional ownership (6/100) and mortgage stress (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The market reads peak — home values rose 2.8% year on year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

95% of housing is owner-occupied. At $19,943, median income runs below typical U.S. levels. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 40/100. The typical home is worth about $75,600 (2.8× income, relatively affordable). Rent burden reaches 31% of tenant households. About 2,439 people live here, median age 38. There are about 1,011 housing units across 87045. The poverty rate is 61.0% — high, a tax-stress and distress correlate. Around 3% of adults hold a bachelor's degree or higher.

Net-net, 87045 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.