New Mexico Foreclosures, Tax Liens & Distressed Properties

DLRadar grades property distress across all of New Mexico from verifiable records alone. The dominant market phase statewide is peak (avg HPI +1.8% YoY). The phase distribution across counties: 30 peak, 1 contraction, 1 expansion, 1 neutral. Coverage spans 33 New Mexico counties and 371 ZIPs, a 19/100 mean composite.

Among the hardest-hit are Colfax County, Mckinley County, Rio Arriba County, Guadalupe County, De Baca County.

The highest-scoring New Mexico ZIPs are 88312 (37/100), 88316 (37/100), 88323 (37/100), 88324 (37/100), 88336 (37/100) — open any for the parcel read.

A county-level read across New Mexico follows.

Bernalillo County: peak, prices up 2.1%, headwind 49/100. Catron County sits in peak, homes +1.1% YoY, a 44/100 lender reading. Chaves County is peak (appreciation near 1.9%). Cibola County is peak (up 1.1% on the year, lender pressure 41/100). DLRadar reads Colfax County as peak — up 1.1% on the year, headwind 72/100. Curry County is in its peak phase, prices up 1.9%, bank stress 49/100. De Baca County sits in peak, homes +1.1% YoY, bank stress 64/100.

DoñA Ana County sits in contraction, little price movement, lender pressure 23/100. Eddy County sits in peak, appreciation near 1.9%. Grant County reads peak — up 1.9% on the year. Guadalupe County is peak (homes +1.1% YoY, headwind 65/100). DLRadar reads Harding County as peak — values rising 1.1%, bank stress 35/100. Hidalgo County sits in peak, prices up 1.1%. Lea County is in its peak phase, prices up 1.9%, headwind 18/100.

In Lincoln County, peak: prices up 1.9%, a 22/100 lender reading. Los Alamos County sits in peak, homes +1.9% YoY, bank stress 52/100. Luna County sits in peak, up 1.9% on the year. Mckinley County reads peak — prices up 1.9%, headwind 68/100. Mora County sits in peak, up 1.9% on the year, headwind 19/100. Otero County reads peak — appreciation near 1.9%, lender pressure 24/100. Quay County is in its peak phase, prices up 1.1%, bank stress 44/100.

Rio Arriba County sits in peak, appreciation near 1.9%, lender pressure 66/100. Roosevelt County reads peak — appreciation near 1.9%, headwind 36/100. Sandoval County — peak, prices up 2.1%, a 55/100 lender reading. San Juan County reads expansion — homes +6.7% YoY, down 2.4% from its high, headwind 47/100. San Miguel County is in its peak phase, prices up 1.9%, headwind 24/100. In Santa Fe County, neutral: appreciation near 4.7%, lender pressure 59/100. DLRadar reads Sierra County as peak — up 1.1% on the year.

Socorro County is in its peak phase, homes +1.1% YoY, a 49/100 lender reading. Taos County is in its peak phase, up 1.9% on the year, lender pressure 50/100. DLRadar reads Torrance County as peak — appreciation near 2.1%, a 49/100 lender reading. Union County — peak, values rising 1.1%, a 50/100 lender reading. Valencia County: peak, prices up 2.1%, bank stress 42/100.

New Mexico opportunity phases: 15 early_signal, 8 weak, 5 watchlist, 3 peak_opportunity, 1 overheated, 1 strong_buy; New Mexico average index 29.4. Best-ranked New Mexico counties: Lincoln #161 (36.3), vacancy; Otero #209 (35.7), vacancy; Sierra #460 (33.7), vacancy in New Mexico; Chaves #583 (33.0), vacancy; Valencia #607 (32.9), vacancy; De Baca #869 (31.7), vacancy.

New Mexico mortgages ninety-plus days late: 1.1%; New Mexico thirty-to-eighty-nine days late 2.4% (December 2025); 4 New Mexico counties sit in the CFPB sample; highest New Mexico county readings: DoñA Ana 1.1%, Sandoval 1.0%, Bernalillo 0.8%, Santa Fe 0.6%.

New Mexico county unemployment averages 5.1% across 33 counties; New Mexico permitted 5,042 housing units in twelve months (1,485 multifamily); 119,550 of 956,964 New Mexico housing units are vacant; 252,957 New Mexico renter households, 36.3% spending 30%+ of income on rent.

New Mexico ZIP price-cycle phases: 342 peak, 196 contraction, 15 expansion, 13 neutral.