Chaves County, NM: Foreclosures, Tax Liens & Distressed Properties
Chaves County, NM, New Mexico: 9 ZIP codes scored, Chaves County, NM averaging 30/100 (moderate, Chaves, NM), from 22 to 33. Chaves County, NM is in its peak phase (Chaves, NM confidence 24/100): Chaves, NM home prices up 1.9% (Chaves, NM) over twelve months. Chaves County, NM lender headwind: 11/100.
Highest-scoring Chaves County, NM ZIPs: 88201 (33/100), 88203 (32/100), 88230 (32/100), 88232 (32/100), 88339 (31/100), 88344 (31/100). Also scored in Chaves County, NM: 88116, 88253, 88250.
Across Chaves County, NM's scored ZIPs: median home value $165,650, household income $53,478, 20.0% vacancy, 14.6% poverty, 82% owner-occupied, median age 48.1.
Chaves County, NM insurance distress 80/100 (#353 in the US); FEMA hazard 68/100 for Chaves, NM; 4 federal disaster declarations in Chaves County, NM since 2023 (4 flood); 87 Chaves, NM NFIP flood claims, $8.1M paid; Chaves, NM construction distress 48/100.
8 banks with 18 branches lend in Chaves County, NM; Chaves, NM weighted bank stress 52/100, highest 77/100 in Chaves, NM.
Chaves County, NM unemployment 4.9% (Chaves, NM -0.1 pts, six months); 70 new housing units permitted in Chaves County, NM over twelve months, Chaves, NM down 4% from 73; Chaves, NM home prices +6.5% a year (Chaves, NM) over three years.
26,864 housing units in Chaves County, NM; 7,391 Chaves, NM renter households; 39% of Chaves, NM renters spend 30%+ of income on rent, 24% (Chaves, NM) half or more.
Chaves County, NM ranks #607 nationally on the opportunity index (Chaves, NM, among all ranked counties); Chaves, NM scores 32.9/100 and Chaves, NM sits #4 inside New Mexico. Chaves, NM is in the peak_opportunity opportunity phase; Chaves, NM's primary driver is vacancy, Chaves, NM second driver construction; Chaves, NM moved up 441 places. 19 short-sale listings across Chaves, NM; 59 days on market observed in Chaves, NM; 12.4% vacancy over 9 Chaves, NM ZIPs.
No CFPB county sample covers Chaves County, NM. The state reading for Chaves, NM: 1.1% ninety-plus days late; Chaves, NM's thirty-to-eighty-nine share is 2.4% (Chaves, NM, December 2025 data).
Chaves County, NM has 5 watched banks; 5 Chaves, NM banks sit in an elevated band. Chaves, NM footprints: Bank Of The Southwest (4 branches, stress 70) in Chaves, NM; Pioneer Bank (3 branches, stress 37) in Chaves, NM; Valley Bank Of Commerce (3 branches, stress 24) in Chaves, NM.
HUD lists 5 assisted multifamily properties in Chaves County, NM with 271 units; 126 Chaves, NM units are assisted, 2 Chaves, NM properties under project-based Section 8.
3,152 of the 26,864 housing units in Chaves, NM sit vacant. Chaves County, NM permitted 0 multifamily units in twelve months; Chaves, NM's one-to-four unit structures added 70 units in Chaves County, NM.