ZIP 88203 Property Distress & Foreclosure Data

Chaves County, New Mexico's ZIP 88203 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (77/100), institutional ownership (64/100), construction/permit lag (63/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (79/100). On the structural side it scores 77/100, with 7/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, and 7% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $42,067, median income runs below typical U.S. levels. The poverty rate is 26.9% — high, a tax-stress and distress correlate. The vacancy rate is 12.0% — elevated. Around 11% of adults hold a bachelor's degree or higher. About 28,637 people live here, median age 36. 62% of housing is owner-occupied. Around 37% of renters are cost-burdened. The typical home is worth about $126,600 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 12,391 housing units.

Net-net, 88203 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.