ZIP 88201 Property Distress & Foreclosure Data

DLRadar grades ZIP 88201 (Chaves County, New Mexico) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), institutional ownership (65/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (26/100). Environmental exposure also runs high (flood (NFIP) exposure (97/100), climate & FEMA risk (84/100), FEMA disaster exposure (81/100)). The latent-versus-live split is 76/100 structural and 8/100 already moving.

The peak-phase market in 88201 posted values that rose 2.8% over the year, and 14% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $62,752, below the U.S. median near $78,000. 17.2% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 11.2%. Home values center near $225,000, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 11,531 housing units. Population is roughly 27,715 with a median age of 38. Educational attainment sits at 28% bachelor's-or-above. Owners hold 73% of homes, renters 27%.

On balance 88201 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.