ZIP 88316 Property Distress & Foreclosure Data

Lincoln County, New Mexico's ZIP 88316 registers 33/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (97/100), climate & FEMA risk (75/100). The most distinctive pressure shows up in institutional ownership (74/100), structural risk (72/100), construction/permit lag (41/100). mortgage stress (35/100) stay muted. Structural exposure scores 72 and live distress 10 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,319 residents call 88316 home, typically aged 58. A median home runs $123,600 here, or 2.4 times local income. There are about 1,460 housing units across 88316. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 51% of tenant households. On demographic stress specifically, 88316 scores 28/100. About 26% have a four-year degree. Households earn a median $67,788 — below the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. Roughly 8.9% live below the poverty line.

Taken together, 88316 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.