ZIP 88301 Foreclosure, Tax-Lien & Distress Report
Lincoln County, New Mexico · High Vacancy market
In Lincoln County, New Mexico, ZIP 88301 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. Latent structural risk is 81/100 while live distress already moving reads 10/100. The sharpest non-environmental signals are construction/permit lag (82/100), structural risk (81/100), institutional ownership (71/100). mortgage stress (34/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (96/100), climate & FEMA risk (75/100).
Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 86% owner-occupied to 14% rented. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $89,200 here, or 2.1 times local income. The ZIP holds roughly 817 housing units. The vacancy rate is 27.6% — elevated. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 1,269 with a median age of 56. Around 53% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. Median household income is $40,268, below the U.S. median near $78,000.
On the whole, 88301 leans distressed, with opportunity clustered in specific stressed parcels. While 88301 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 88301's 36/100 can be lined up against any neighbor in Lincoln County, New Mexico or any ZIP coast to coast. 88301 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 36/100 figure for 88301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 88301 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 88301’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
88301 at a glance
The live 88301 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Lincoln County ZIP reports
Nearest ZIP codes to 88301
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Lincoln County, New Mexico.
Unlock parcel-level detail for ZIP 88301
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Built from public records, scored the same way everywhere · methodology