ZIP 88318 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 88318 (Lincoln County, New Mexico) returns a low composite of 29/100. Environmental exposure also runs high (flood (NFIP) exposure (68/100), FEMA disaster exposure (67/100), climate & FEMA risk (64/100)). The pressure is most legible in construction/permit lag (76/100), structural risk (66/100), institutional ownership (52/100). On the quiet end sit mortgage stress (26/100). Structurally it carries 66/100, against 8/100 of stress already in motion.

The peak-phase market in 88318 posted values that rose 2.0% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $187,500. Median household income is $60,208, below the U.S. median near $78,000. The ZIP holds roughly 289 housing units. 76% of housing is owner-occupied. On demographic stress specifically, 88318 scores 31/100. Around 30% of renters are cost-burdened. Vacancy runs 40.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 344 residents call 88318 home, typically aged 61. Educational attainment sits at 34% bachelor's-or-above.

Taken together, 88318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 88318 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 88318 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 88318 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, New Mexico. The score is rebuilt from public data as it updates, so 88318 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 88318 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 88318 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.