ZIP 88318 Property Distress & Foreclosure Data

In Lincoln County, New Mexico, ZIP 88318 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (68/100), FEMA disaster exposure (68/100), climate & FEMA risk (64/100)). Its standout signals are structural risk (57/100), institutional ownership (52/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (26/100). Structural risk reads 57/100 against active distress of 8/100.

The peak-phase market in 88318 posted values that rose 2.8% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $187,500. Median household income is $60,208, below the U.S. median near $78,000. There are about 289 housing units across 88318. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 30% of tenant households. Vacancy runs 40.7%, above the national norm and a classic distress-and-opportunity signal. 20.6% of residents fall below the poverty threshold. Population is roughly 344 with a median age of 61. Educational attainment sits at 34% bachelor's-or-above.

On the whole, 88318 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.