Lincoln County, NM: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, NM, New Mexico: 18 ZIP codes scored, Lincoln County, NM averaging 34/100 (moderate, Lincoln, NM), from 18 to 36. Lincoln County, NM is in its peak phase (Lincoln, NM confidence 24/100): Lincoln, NM home prices up 1.9% (Lincoln, NM) over twelve months. Lincoln County, NM lender headwind: 22/100.

Highest-scoring Lincoln County, NM ZIPs: 88301 (36/100), 88312 (36/100), 88316 (36/100), 88323 (36/100), 88324 (36/100), 88336 (36/100). Also scored in Lincoln County, NM: 88338, 88341, 88343, 88345, 88346, 88348, 88351, 88355, 88201, 88318.

Across Lincoln County, NM's scored ZIPs: median home value $232,691, household income $61,104, 33.6% vacancy, 16.5% poverty, 79% owner-occupied, median age 52.5.

Lincoln County, NM insurance distress 96/100 (#28 in the US); FEMA hazard 94/100 for Lincoln, NM; 12 federal disaster declarations in Lincoln County, NM since 2023 (4 flood); 176 Lincoln, NM NFIP flood claims, $14.8M paid; Lincoln, NM construction distress 81/100.

7 banks with 7 branches lend in Lincoln County, NM; Lincoln, NM weighted bank stress 54/100, highest 80/100 in Lincoln, NM.

Lincoln County, NM unemployment 4.6% (Lincoln, NM -0.6 pts, six months); 78 new housing units permitted in Lincoln County, NM over twelve months, Lincoln, NM down 32% from 114; Lincoln, NM home prices +10.8% a year (Lincoln, NM) over three years.

17,871 housing units in Lincoln County, NM; 1,921 Lincoln, NM renter households; 43% of Lincoln, NM renters spend 30%+ of income on rent, 18% (Lincoln, NM) half or more.

Lincoln County, NM ranks #164 nationally on the opportunity index (Lincoln, NM, among all ranked counties); Lincoln, NM scores 36.2/100 and Lincoln, NM sits #1 inside New Mexico. Lincoln, NM is in the peak_opportunity opportunity phase; Lincoln, NM's primary driver is vacancy, Lincoln, NM second driver construction; Lincoln, NM moved up 147 places. 36 short-sale listings across Lincoln, NM; 56 days on market observed in Lincoln, NM; 37.8% vacancy over 18 Lincoln, NM ZIPs.

No CFPB county sample covers Lincoln County, NM. The state reading for Lincoln, NM: 1.1% ninety-plus days late; Lincoln, NM's thirty-to-eighty-nine share is 2.4% (Lincoln, NM, December 2025 data).

Lincoln County, NM has 2 watched banks; 2 Lincoln, NM banks sit in an elevated band. Lincoln, NM footprints: First National Bank (1 branch, stress 80) in Lincoln, NM; Pioneer Bank (1 branch, stress 37) in Lincoln, NM.

HUD lists 2 assisted multifamily properties in Lincoln County, NM with 145 units.

7,871 of the 17,871 housing units in Lincoln, NM sit vacant. Lincoln County, NM permitted 0 multifamily units in twelve months; Lincoln, NM's one-to-four unit structures added 78 units in Lincoln County, NM.