ZIP 88312 Property Distress & Foreclosure Data

ZIP code 88312 in Lincoln County, New Mexico carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 72 and live distress 10 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (98/100), FEMA disaster exposure (97/100), climate & FEMA risk (75/100)). What sets it apart are the readings on institutional ownership (74/100), structural risk (72/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (35/100).

The peak-phase market in 88312 posted values that rose 2.8% over the year, and 44% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,178 with a median age of 62. Owners hold 98% of homes, renters 2%. Vacancy runs 53.8%, above the national norm and a classic distress-and-opportunity signal. Median household income is $95,479, above the U.S. median near $78,000. 9.5% of residents fall below the poverty threshold. There are about 3,180 housing units across 88312. Home values center near $304,100, an affordability ratio of 3.5× — accessible. Rent burden reaches 0% of tenant households. Educational attainment sits at 43% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100.

On the whole, 88312 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.