ZIP 88346 Property Distress & Foreclosure Data

DLRadar grades ZIP 88346 (Lincoln County, New Mexico) at a moderate 33/100 for overall property distress. Property-level stress concentrates in institutional ownership (74/100), structural risk (72/100), construction/permit lag (41/100). mortgage stress (35/100) stay muted. On the structural side it scores 72/100, with 10/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (97/100), climate & FEMA risk (75/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 24.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 3,087 residents call 88346 home, typically aged 41. Around 69% of renters are cost-burdened. About 9% have a four-year degree. On demographic stress specifically, 88346 scores 44/100. The tenure split is 71% owner-occupied to 29% rented. Households earn a median $33,250 — below the roughly $78,000 national figure. A median home runs $159,700 here. The vacancy rate is 27.7% — elevated. The ZIP holds roughly 1,865 housing units.

Taken together, 88346 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.