ZIP 88340 Property Distress & Foreclosure Data

In Otero County, New Mexico, ZIP 88340 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (56/100), structural risk (49/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), climate & FEMA risk (83/100). The latent-versus-live split is 49/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $48,600 here, or 1.4 times local income. Roughly 30.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 27% of renters are cost-burdened. On demographic stress specifically, 88340 scores 30/100. Households earn a median $39,185 — below the roughly $78,000 national figure. The vacancy rate is 19.1% — elevated. About 15% have a four-year degree. The ZIP holds roughly 1,100 housing units. The tenure split is 67% owner-occupied to 33% rented. 3,577 residents call 88340 home, typically aged 33.

Taken together, 88340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.