ZIP 88081 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 88081 (Otero County, New Mexico) returns a moderate composite of 31/100. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (84/100). On the structural side it scores 65/100, with 7/100 of stress already active. Leading the profile are structural risk (65/100), construction/permit lag (64/100), institutional ownership (55/100). By contrast, mortgage stress (24/100) register low.

The peak-phase market in 88081 posted values that rose 1.7% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $46,102 — below the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. The ZIP holds roughly 5,940 housing units. The demographic-stress sub-score lands at 33/100. Owners hold 66% of homes, renters 34%. Population is roughly 18,334 with a median age of 32. Around 9% of adults hold a bachelor's degree or higher. The vacancy rate is 19.6% — elevated. 28.8% of residents fall below the poverty threshold. The typical home is worth about $109,300 (2.2× income, relatively affordable).

Net-net, 88081 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 88081 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88081 can be compared directly against any other ZIP in Otero County, New Mexico or nationwide. Sparse data for 88081 shows as blanks, never estimates, and the score updates on every fresh public filing.

88081's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 88081 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.