ZIP 88317 Property Distress & Foreclosure Data

ZIP code 88317 in Otero County, New Mexico carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (56/100), structural risk (49/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 49/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 2.8% year on year, and 23% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $72,083, median income runs near typical U.S. levels. 80% of housing is owner-occupied. The poverty rate is 40.3% — high, a tax-stress and distress correlate. Around 28% of adults hold a bachelor's degree or higher. Around 81% of renters are cost-burdened. About 2,633 people live here, median age 42. The ZIP holds roughly 3,150 housing units. The vacancy rate is 69.2% — elevated. The demographic-stress sub-score lands at 46/100. The typical home is worth about $214,300 (2.9× income, relatively affordable).

Net-net, 88317 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.