ZIP 88317 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 88317 (Otero County, New Mexico) lands at 33/100 — moderate on DLRadar's distress scoring. Its heaviest discrete signals: construction/permit lag (94/100), structural risk (71/100), institutional ownership (54/100). By contrast, mortgage stress (25/100) register low. The split runs 71/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), climate & FEMA risk (83/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 23% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $72,083 — near the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. 40.3% of residents fall below the poverty threshold. Around 28% of adults hold a bachelor's degree or higher. Around 81% of renters are cost-burdened. Population is roughly 2,633 with a median age of 42. There are about 3,150 housing units across 88317. The vacancy rate is 69.2% — elevated. The demographic-stress sub-score lands at 46/100. Home values center near $214,300, an affordability ratio of 2.9× — accessible.

Net-net, 88317 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 88317 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 88317 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 88317, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

88317's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 88317 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.