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ZIP 88310 Foreclosure, Tax-Lien & Distress Report

Otero County, New Mexico · High Vacancy market

In Otero County, New Mexico, ZIP 88310 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The latent-versus-live split is 68/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (83/100). Its heaviest discrete signals: construction/permit lag (75/100), structural risk (68/100), institutional ownership (56/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 1.9% year on year, and 28% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 36,737 people live here, median age 39. The ZIP holds roughly 18,289 housing units. At $53,833, median income runs below typical U.S. levels. The vacancy rate is 15.5% — elevated. On demographic stress specifically, 88310 scores 31/100. Around 25% of adults hold a bachelor's degree or higher. Owners hold 64% of homes, renters 36%. 16.9% of residents fall below the poverty threshold. The typical home is worth about $173,000 (3.0× income, relatively affordable). Around 34% of renters are cost-burdened.

On the whole, 88310 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 88310 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 88310 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 88310 shows blanks, not estimates, wherever the record is sparse.

88310's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 88310 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

32/100
Composite stress
68/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 88310

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 88310 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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