ZIP 87036 Foreclosure, Tax-Lien & Distress Report

Torrance County, New Mexico's ZIP 87036 registers 9/100 composite distress, which DLRadar reads as minimal. Its standout signals are structural risk (19/100), institutional ownership (8/100), mortgage stress (7/100). By contrast, institutional ownership (8/100) and mortgage stress (7/100) register low. Latent structural risk is 19/100 while live distress already moving reads 2/100.

The peak-phase market in 87036 posted values that rose 1.7% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 937 housing units. 91% of housing is owner-occupied. About 2,052 people live here, median age 52. Median household income is $49,338, below the U.S. median near $78,000. The vacancy rate is 26.6% — elevated. Educational attainment sits at 29% bachelor's-or-above. The poverty rate is 17.2% — high, a tax-stress and distress correlate. Rent burden reaches 0% of tenant households. A median home runs $209,100 here, or 3.0 times local income. On demographic stress specifically, 87036 scores 24/100.

Net-net, 87036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 87036 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 87036 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87036 can be compared directly against any other ZIP in Torrance County, New Mexico or nationwide. The score is rebuilt from public data as it updates, so 87036 reflects the current record instead of a stale or modeled snapshot.

Each component behind 87036 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. In workflow terms, 87036 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.