ZIP 87002 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 87002 (Valencia County, New Mexico) lands at 29/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (80/100)). Structural risk reads 62/100 against active distress of 7/100. The pressure is most legible in structural risk (62/100), construction/permit lag (60/100), institutional ownership (53/100). On the quiet end sit mortgage stress (22/100).

The market reads peak — home values rose 2.1% year on year, and 22% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $185,100, an affordability ratio of 3.6× — accessible. The poverty rate is 19.6% — high, a tax-stress and distress correlate. Households earn a median $51,537 — below the roughly $78,000 national figure. The vacancy rate is 16.0% — elevated. Around 35% of renters are cost-burdened. About 19% have a four-year degree. 82% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 9,143 housing units. 21,375 residents call 87002 home, typically aged 45.

On the whole, 87002 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 87002 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87002 can be compared directly against any other ZIP in Valencia County, New Mexico or nationwide. The score is rebuilt from public data as it updates, so 87002 reflects the current record instead of a stale or modeled snapshot.

Each component behind 87002 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Practically, 87002 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.