ZIP 87002 Property Distress & Foreclosure Data

ZIP code 87002 in Valencia County, New Mexico carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (80/100). The latent-versus-live split is 64/100 structural and 7/100 already moving. What sets it apart are the readings on construction/permit lag (64/100), structural risk (64/100), institutional ownership (56/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 22% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $185,100 here, or 3.6 times local income. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $51,537 — below the roughly $78,000 national figure. The vacancy rate is 16.0% — elevated. Around 35% of renters are cost-burdened. About 19% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 87002 scores 32/100. The ZIP holds roughly 9,143 housing units. 21,375 residents call 87002 home, typically aged 45.

Taken together, 87002 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.