Valencia County, NM: Foreclosures, Tax Liens & Distressed Properties

Valencia County, NM, New Mexico: 9 ZIP codes scored, Valencia County, NM averaging 26/100 (low, Valencia, NM), from 20 to 29. Valencia County, NM is in its peak phase (Valencia, NM confidence 23/100): Valencia, NM home prices up 2.1% (Valencia, NM) over twelve months. Valencia County, NM lender headwind: 42/100.

Highest-scoring Valencia County, NM ZIPs: 87002 (29/100), 87023 (29/100), 87031 (29/100), 87042 (29/100), 87060 (29/100), 87068 (24/100). Also scored in Valencia County, NM: 87026, 87006, 87062.

Across Valencia County, NM's scored ZIPs: median home value $201,867, household income $58,373, 14.6% vacancy, 16.4% poverty, 75% owner-occupied, median age 42.7.

Valencia County, NM insurance distress 63/100 (#831 in the US); FEMA hazard 89/100 for Valencia, NM; 8 federal disaster declarations in Valencia County, NM since 2023 (2 flood); 4 Valencia, NM NFIP flood claims; Valencia, NM construction distress 57/100.

7 banks with 11 branches lend in Valencia County, NM; Valencia, NM weighted bank stress 67/100, highest 79/100 in Valencia, NM.

Valencia County, NM unemployment 5.5% (Valencia, NM +0.2 pts, six months); 243 new housing units permitted in Valencia County, NM over twelve months, Valencia, NM down 10% from 270; Valencia, NM home prices +11.6% a year (Valencia, NM) over three years.

30,756 housing units in Valencia County, NM; 4,807 Valencia, NM renter households; 46% of Valencia, NM renters spend 30%+ of income on rent, 22% (Valencia, NM) half or more.

Valencia County, NM ranks #665 nationally on the opportunity index (Valencia, NM, among all ranked counties); Valencia, NM scores 32.6/100 and Valencia, NM sits #5 inside New Mexico. Valencia, NM is in the watchlist opportunity phase; Valencia, NM's primary driver is vacancy, Valencia, NM second driver construction; Valencia, NM moved up 297 places. 21 short-sale listings across Valencia, NM; 61 days on market observed in Valencia, NM; 11.8% vacancy over 9 Valencia, NM ZIPs.

No CFPB county sample covers Valencia County, NM. The metro area reading for Valencia, NM (Albuquerque, NM): 1.0% ninety-plus days late; Valencia, NM's thirty-to-eighty-nine share is 2.2% (Valencia, NM, December 2025 data); New Mexico overall 1.1%.

Valencia County, NM has 1 watched bank; 1 Valencia, NM bank sits in an elevated band. Valencia, NM footprints: First Nm Bank Of Silver City (1 branch, stress 37) in Valencia, NM.

HUD lists 1 assisted multifamily property in Valencia County, NM with 6 units; 5 Valencia, NM units are assisted.

3,173 of the 30,756 housing units in Valencia, NM sit vacant. Valencia County, NM permitted 0 multifamily units in twelve months; Valencia, NM's one-to-four unit structures added 243 units in Valencia County, NM.