ZIP 87031 Property Distress & Foreclosure Data

DLRadar grades ZIP 87031 (Valencia County, New Mexico) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (64/100), structural risk (64/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100). The latent-versus-live split is 64/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (80/100)).

The peak-phase market in 87031 posted values that rose 3.0% over the year, and 25% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 41% of renters are cost-burdened. Home values center near $229,500, an affordability ratio of 3.3× — accessible. The vacancy rate is 10.2%. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $61,947, below the U.S. median near $78,000. The ZIP holds roughly 17,380 housing units. 18.3% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. Educational attainment sits at 21% bachelor's-or-above. Population is roughly 46,211 with a median age of 37.

On balance 87031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.