ZIP 87106 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 87106 (Bernalillo County, New Mexico) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). Its heaviest discrete signals: structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The split runs 50/100 structural to 2/100 active on the ground.

The peak-phase market in 87106 posted values that rose 2.1% over the year, and 11% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $354,200, an affordability ratio of 6.5×. Vacancy runs 10.9%. Population is roughly 26,815 with a median age of 32. DLRadar's demographic-stress index for the area reads 44/100. The tenure split is 39% owner-occupied to 61% rented. Around 53% of adults hold a bachelor's degree or higher. 26.2% of residents fall below the poverty threshold. Median household income is $51,079, below the U.S. median near $78,000. The ZIP holds roughly 14,003 housing units. Rent burden reaches 49% of tenant households.

Taken together, 87106 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 87106 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 87106 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87106 can be compared directly against any other ZIP in Bernalillo County, New Mexico or nationwide. The score is rebuilt from public data as it updates, so 87106 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 87106 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 87106 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.