ZIP 87048 Foreclosure, Tax-Lien & Distress Report

ZIP code 87048 in Sandoval County, New Mexico carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (76/100), flood (NFIP) exposure (65/100)). Structural exposure scores 58 and live distress 2 on the 0–100 scale.

The peak-phase market in 87048 posted values that rose 2.1% over the year, and 20% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 7.9%. 9,173 residents call 87048 home, typically aged 55. At $112,716, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 29/100. Around 35% of renters are cost-burdened. 92% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. There are about 4,065 housing units across 87048. A median home runs $574,000 here, or 4.9 times local income. Vacancy runs 9.7%.

Net-net, 87048 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 87048 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 87048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 87048 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 87048 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 87048 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.