ZIP 87048 Property Distress & Foreclosure Data

ZIP code 87048 in Sandoval County, New Mexico carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (53/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (66/100). On the structural side it scores 53/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.0% year on year, and 20% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 7.9%. About 9,173 people live here, median age 55. At $112,716, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 29/100. Around 35% of renters are cost-burdened. 92% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,065 housing units. The typical home is worth about $574,000 (4.9× income). The vacancy rate is 9.7%.

Overall 87048 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.