ZIP 87109 Property Distress & Foreclosure Data

Composite property distress in 87109 (Bernalillo County, New Mexico) lands at 22/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (70/100)). The latent-versus-live split is 49/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (29/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The peak-phase market in 87109 posted values that rose 3.0% over the year, and 16% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $56,295, below the U.S. median near $78,000. 15.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 7.5%. The ZIP holds roughly 20,959 housing units. Educational attainment sits at 42% bachelor's-or-above. Around 43% of renters are cost-burdened. Population is roughly 39,323 with a median age of 43. Home values center near $325,800, an affordability ratio of 5.3×. Owners hold 52% of homes, renters 48%.

On balance 87109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.