ZIP 87112 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 87112 (Bernalillo County, New Mexico) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). Structurally it carries 50/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The peak-phase market in 87112 posted values that rose 2.1% over the year, and 19% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $281,400, an affordability ratio of 3.6× — accessible. The poverty rate is 10.6%. 62% of housing is owner-occupied. The vacancy rate is 4.5%. The ZIP holds roughly 20,219 housing units. Around 38% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Households earn a median $69,610 — near the roughly $78,000 national figure. Population is roughly 42,523 with a median age of 40.

On balance 87112 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 87112 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 87112's 22/100 can be lined up against any neighbor in Bernalillo County, New Mexico or any ZIP coast to coast. Sparse data for 87112 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 87112's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 87112 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.