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ZIP 87121 Foreclosure, Tax-Lien & Distress Report

Bernalillo County, New Mexico · High Poverty market

Bernalillo County, New Mexico's ZIP 87121 registers 22/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale.

The peak-phase market in 87121 posted values that rose 2.1% over the year, and 23% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $59,184 — below the roughly $78,000 national figure. 21.8% of residents fall below the poverty threshold. Population is roughly 76,135 with a median age of 31. The ZIP holds roughly 26,387 housing units. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. Around 44% of renters are cost-burdened. The vacancy rate is 3.3%. A median home runs $208,200 here, or 3.3 times local income. 76% of housing is owner-occupied.

Taken together, 87121 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 87121 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 87121 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 87121 stays directly comparable to neighboring ZIPs and the rest of Bernalillo County, New Mexico. Sparse data for 87121 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 87121 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 87121 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

22/100
Composite stress
50/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 87121

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
87121 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 87121 by the numbers

87121 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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